Health benefits.
Without monthly premiums.
A pay-as-you-go Health Spending Account for incorporated Canadian businesses and their employees.
Welcome back, Jamie
Available · $500.00 of $2,000.00 used
Recent claims
| Claim | Amount | Status |
|---|---|---|
| $180.00 | Paid | |
| $95.00 | Paid | |
| $225.00 | Paid |
“Simple, Straight forward, user friendly and efficient”
Put eligible healthcare expenses through your business.
An HSA lets your corporation reimburse eligible medical expenses. When the business and plan meet the applicable requirements, reimbursements can be deductible to the corporation and tax-free to the employee.
Estimate your tax savingsSee eligibility requirementsHere’s how a $180 dental claim works.
- 1
Your employee submits $180.
- 2
Your business pays $194.40 + tax.
$180 claim + $14.40 fee (8%)
- 3
Your employee gets $180 back.
You don’t pay for unused benefits.
Traditional insurance charges premiums for coverage. With Frontier HSA, your business pays when an eligible claim is approved.
| Traditional group insurance | Frontier HSA |
|---|---|
| Monthly premiumsPaid whether employees claim or not. | Pay as you goApproved claims + 8% admin fee + applicable taxes. |
| Unused benefitsPremiums still apply when benefits go unused. | No claims, no costYou don’t pay for unused annual limits. |
| Limits by benefitThe policy sets covered services and their limits. | Flexible spendingEmployees can spend on any eligible expense, with no category caps—up to their annual limit. |
An HSA reimburses expenses up to the plan limit; it doesn’t replace life or disability insurance. You can use Frontier HSA alongside insurance, subject to both plans’ terms.
Compare HSAs and insuranceFrom dental visits to therapy.
See which healthcare expenses your team can claim and what each one requires.
“Claim was processed nearly immediately.”
Set the limit. Pay for what’s claimed.
Choose annual claim limits for eligible employees. Those limits aren’t an upfront payment: your business funds approved claims, plus the fee and applicable taxes. You don’t pay for unused limits.
Plan your budget with the small-business HSA guide, including a four-person team example.
“The claim and reimbursement process was quick.”