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An incorporated business owner may use Frontier HSA as a shareholder-employee when they actively work in the corporation's day-to-day operations and receive the benefit because of that employment, not simply because they own shares. T4 salary or bonus is Frontier's preferred evidence of an employer-employee relationship, but it is not the only possible evidence. We verify eligibility during signup.Learn more

$0/year. You only pay an 8% admin fee on approved claims. No annual fee, no setup fee, no hidden costs.Learn more

Any CRA-eligible medical expense: dental, vision, prescriptions, therapy, and more. No pre-approval needed.Learn more

Most claims are processed and deposited directly to your bank account within 24 hours.Learn more