Frontier HSA vs myHSA

Compare pricing, features, and service to find the best HSA for your business.

Compare fees

Fee Comparison

FeatureFrontier HSAmyHSA
Setup Fee$0Quote needed
Annual Fee (Individual)$0Quote needed
Claim Fee (Individual)8%Quote needed
Annual Fee (Group)$0Quote needed
Claim Fee (Group)8%Quote needed
Per-Employee Fee$0Quote needed

Fees are before applicable taxes. See the plan details and dated sources below; annual-plan options may have different pricing.

Reimbursement Time

Frontier

After approval and business funding; bank timing varies

myHSA

Approval often 1–3 business days; payouts Wednesday/Friday

CRA-Compliant

Frontier

Yes

myHSA

Yes

Digital Claims

Frontier

Web App

myHSA

Varies

Comparing Frontier HSA and myHSA

Frontier charges 8% of approved claims, with no setup or annual fee. myHSA also uses a percentage-of-claims model, but its public pricing page does not give a rate. Ask for a quote before deciding which costs less.

We checked myHSA's pricing page, platform overview, and claim instructions on September 14, 2026. The table marks fees we could not verify as “Quote needed.”

Compare the cost for your business

For $2,500 in approved annual claims, Frontier's 8% administration fee is $200. The business pays $2,700 before applicable taxes, including the claims. See Frontier's pricing.

For myHSA, ask for the claim percentage, any fixed fees, and the applicable taxes for the same claim amount. We cannot calculate a reliable saving without that quote.

How reimbursement works

myHSA's homepage says claims are often approved in 1–3 business days. Its claim instructions say approved claims pay out the following Wednesday or Friday. Approval is a separate step from money arriving in the employee's bank account.

With Frontier, reimbursement follows claim review and business funding. The documents submitted and bank processing can affect the timing. See how Frontier works.

Which plan fits your business?

Frontier focuses on an HSA with one published claim fee. myHSA offers health and wellness accounts, myFlexplan, and myASO, with pay-as-you-go and prefund options.

Compare the plan features you need alongside the quote. Before switching, check your current provider's notice requirements, open claims, and the new plan's start date.

Frequently Asked Questions

Is Frontier cheaper than myHSA?

We cannot say without a current myHSA quote. Frontier charges 8% of approved claims, plus applicable taxes, with no setup or annual fee.

Does myHSA charge 10%?

Its current public pricing page describes a percentage-based fee but does not list a percentage. Confirm the rate for your plan directly.

Does approval mean the money arrives that day?

No. myHSA separates claim approval from its Wednesday and Friday payout schedule. Funding and bank processing can also affect when money arrives.

Ready to switch from myHSA?

Frontier charges 8% of approved claims, plus applicable taxes. No setup or annual fee. Review your current plan before switching.

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CRA-compliantNo setup fees