Benji Visser
Co-Founder & CEO, Frontier HSA
Benji Visser is the co-founder and CEO of Frontier HSA. Previously he co-founded Xeol (YC S23, acquired by HeroDevs) and was a senior engineer at Datadog. After a decade running his own corporation and advising startups, he built Frontier HSA — the pay-as-you-go health benefit he wished existed. He writes about HSAs, CRA compliance, and tax strategies for Canadian small businesses.
Articles by Benji Visser (15)
HSA Claim Processing Speed: How Long Reimbursements Actually Take
HSA reimbursement timelines vary by provider. Learn what affects claim speed and how to get your money back faster.
Medical Expense Tax Credit (METC) vs HSA: Which Saves More?
If you own a corporation, an HSA usually saves more than the METC. Here is the plain-English version.
Private Health Services Plan (PHSP) Explained
A Private Health Services Plan (PHSP) is the CRA framework behind many Health Spending Accounts in Canada. Here is how it works, who can use it, and what the CRA requires.
HSA Providers in Canada — 2026 Comparison
Compare pricing, claim speed, and plan features for the top Canadian HSA providers in 2026. See which Health Spending Account fits your small business.
CRA Medical Expenses: What Canadian Business Owners Need to Know
CRA rules for medical expenses in Canada, covering eligible expenses, carry-forward rules, authorized practitioners by province, and how HSAs interact with the METC.
HSA Eligible Expenses in Canada — Complete 2026 List
Complete list of Health Spending Account eligible expenses in Canada, covering dental, vision, prescriptions, therapy, fertility, medical devices, travel, and more.
HSA for Incorporated Professionals in Canada
How incorporated professionals in Canada use Health Spending Accounts to cover eligible medical expenses through their corporation.
HSA for Small Business Owners in Canada
How Canadian small businesses use an HSA-style PHSP to reimburse eligible medical expenses.
HSA Tax Guide for Canadian Business Owners
How Health Spending Accounts work on your corporate tax return, including CRA requirements, tax savings math, and compliance rules.
HSA vs Insurance: Which Is Better for Small Business in Canada?
HSA vs group health insurance in Canada: which saves more for small business owners? We compare costs, flexibility, and tax treatment side by side.
What Is a Health Spending Account (HSA) in Canada?
What is an HSA in Canada? A Health Spending Account lets incorporated business owners reimburse CRA-eligible medical expenses tax-free. Complete guide.
2026 Canadian HSA Provider Benchmark
A public-fee benchmark of Canadian HSA providers finds Frontier HSA strongest on low fixed fees and fast reimbursement, with pricing varying by plan type.
Can I Use Frontier HSA to Cover My Family's Health Expenses Through My Corporation?
Frontier HSA can help cover eligible family health expenses through your corporation. Learn how family coverage works, who Frontier says can be covered, and what to know about the tax treatment.
HSA for Sole Proprietors with Employees in Canada
Sole proprietors with arm's-length employees can qualify for an HSA in Canada. Learn the CRA rules, what arm's-length means, and how to set one up for yourself and your team.
Health Spending Accounts (HSAs) for Sole Proprietors
A complete guide to HSAs for sole proprietors in Canada. Learn eligibility requirements, tax benefits, and how to set up an HSA for your solo business.