Fertility-related procedures (donor of sperm, ova (eggs), or embryos, surrogate mother)

Are fertility-related procedures (donor of sperm, ova (eggs), or embryos, surrogate mother)s covered by HSA in Canada?

Yes, fertility-related procedures (donor of sperm, ova (eggs), or embryos, surrogate mother)s are eligible for reimbursement through a Health Spending Account (HSA) in Canada.

Conditionally eligible - see CRA details for specific requirements.

Requirements

• Prescription Required: No prescription needed.

How to Claim

1. Pay for the expense and keep your receipt
2. Submit your claim through the Frontier HSA app
3. Receive tax-free reimbursement within 2-3 business days

Your receipt should show the provider's name, date of service, and amount paid.

Frequently Asked Questions

Can I claim fertility-related procedures (donor of sperm, ova (eggs), or embryos, surrogate mother)s on my HSA?

Yes, fertility-related procedures (donor of sperm, ova (eggs), or embryos, surrogate mother)s are a CRA-eligible medical expense that can be claimed through a Health Spending Account.

Do I need a prescription?

No, you do not need a prescription to claim this expense.

How much can I claim?

You can claim the full amount up to your annual HSA limit. There are no co-pays, deductibles, or percentage limits.