PRK (Photorefractive Keratectomy)

Is PRK covered by HSA in Canada?

Yes, PRK is eligible for reimbursement through a Health Spending Account (HSA) in Canada.

PRK (Photorefractive Keratectomy) is a laser vision correction procedure that's often recommended for patients with thinner corneas or those involved in contact sports.

What PRK Expenses Are Covered?

The Procedure

• Pre-operative consultations and comprehensive eye exams
• The PRK surgery itself (both eyes)
• Post-operative follow-up appointments (typically more than LASIK due to longer healing)
• Any enhancement procedures if needed

Related Costs

• Diagnostic testing (corneal topography, pachymetry)
• Prescription eye drops and medications for healing
• Bandage contact lenses used during recovery
• Protective eyewear provided by the clinic

PRK vs LASIK

PRK is often recommended when LASIK isn't suitable:

• Thinner corneas: PRK doesn't require creating a flap
• Contact sports: No flap means no risk of dislocation
• Certain occupations: Military and police may prefer PRK
• Previous eye surgery: May be better option after prior procedures

Both PRK and LASIK are fully covered by your HSA.

Requirements

• Prescription Required: No prescription needed.
• Documentation: Keep your receipt from the laser eye clinic showing the procedure, date, and amount paid.

How to Claim

1. Pay for your PRK procedure
2. Keep your receipt from the eye surgery clinic
3. Submit your claim through the Frontier HSA app
4. Receive tax-free reimbursement within 2-3 business days

Frequently Asked Questions

Can I claim PRK on my HSA?

Yes, PRK is a CRA-eligible medical expense that can be claimed through a Health Spending Account. This includes the full cost of the procedure.

Is PRK more expensive than LASIK?

Pricing varies by clinic, but both procedures are similarly priced and both are fully eligible for HSA reimbursement.

What about follow-up care?

Yes, all follow-up appointments and prescribed medications during your PRK recovery are also eligible expenses.

Do I need a prescription or referral?

No, you do not need a prescription or referral to claim PRK. You just need to receive treatment from a licensed ophthalmologist or eye surgery clinic.

How much can I claim?

You can claim the full amount up to your annual HSA limit. There are no co-pays, deductibles, or percentage limits.