Psychotherapy (Counselling)

Is psychotherapy CRA eligible in Canada?

Yes. Fees paid to a registered or legally qualified psychotherapist are CRA-eligible medical expenses, which means they're reimbursable through your HSA. Eligibility depends on provincial licensing: registered psychotherapists are recognized in Ontario, and legally qualified psychotherapists in Quebec.

What Qualifies

• Individual psychotherapy sessions with a registered psychotherapist (Ontario)
• Psychotherapy for anxiety, depression, PTSD, eating disorders, or other mental health conditions
• Psychotherapy in Quebec by a legally qualified psychotherapist — this can include services by criminologists, psychoeducators, and vocational guidance counsellors who hold a psychotherapist permit from the Ordre des psychologues du Québec
• In other provinces, psychotherapy-style services may be eligible if provided by another recognized practitioner such as a psychologist or social worker

Good to Know

• Registered psychotherapists are currently recognized in Ontario. Legally qualified psychotherapists are recognized in Quebec. In other provinces, check whether the practitioner holds another recognized designation (psychologist, social worker).
• Keep a receipt from the psychotherapist showing the date, service description, and amount paid. No prescription is required.

Frequently Asked Questions

Is psychotherapy CRA eligible?

Yes. Psychotherapy fees qualify under paragraph 118.2(2)(a) of the Income Tax Act when provided by a registered psychotherapist (Ontario) or legally qualified psychotherapist (Quebec).

Can I claim psychotherapy through my HSA?

Yes. Submit a receipt from your licensed psychotherapist. No referral or prescription is needed.

Source

Based on the CRA's official eligible medical expenses list and Income Tax Folio S1-F1-C1, "Fees paid to health professionals".