Frontier HSA vs Wellbytes
Compare pricing, features, and service to find the best HSA for your business.
Compare feesFee Comparison
Wellbytes figures use its pay-as-you-use plan. Annual plans require a quote.
| Feature | Frontier HSA | Wellbytes |
|---|---|---|
| Setup Fee | $0 | $0 |
| Annual Fee (Individual) | $0 | $0 |
| Claim Fee (Individual) | 8% | 10% |
| Annual Fee (Group) | $0 | $0 |
| Claim Fee (Group) | 8% | 10% |
| Per-Employee Fee | $0 | Quote needed |
Fees are before applicable taxes. See the plan details and dated sources below; annual-plan options may have different pricing.
Frontier
After approval and business funding; bank timing varies
Wellbytes
Published 24–48 hours, subject to documents and eligibility
Frontier
Yes
Wellbytes
Yes
Frontier
Web App
Wellbytes
Varies
Comparing Frontier HSA and Wellbytes
Wellbytes publishes a 10% pay-as-you-use fee for both incorporated individuals and businesses with employees. Frontier charges 8% of approved claims. Wellbytes also offers an annual plan priced according to the projected benefits budget; ask for a quote for that option.
We checked Wellbytes' individual pricing, business pricing, and homepage on September 14, 2026. The fee table compares the pay-as-you-use option. A fee marked “Quote needed” is not a verified zero.
A $2,500 annual claims example
For the same $2,500 in approved, reimbursed claims:
| Cost before applicable taxes | Frontier HSA | Wellbytes pay-as-you-use |
|---|---|---|
| Claim administration fee | $200 (8%) | $250 (10%) |
| Claims plus that fee | $2,700 | $2,750 |
The difference in the percentage-based fee is $50. This is not a quote for Wellbytes' annual plan. Confirm the complete fee schedule and taxes for your business before choosing. See Frontier's pricing.
Annual plans and other charges
Wellbytes' current pages describe annual-plan fees based on the projected benefits budget and invite readers to contact sales. They do not list a fixed annual price.
Ask for a full fee schedule, including any charge per claim or per employee. Those are different charges and should be listed separately.
How reimbursement works
Wellbytes' incorporated-individual page says claims are reviewed and reimbursed within 24–48 hours, subject to eligibility and the required documents. Its homepage advertises claims paid in 48 hours. Confirm the timing for your chosen plan.
With Frontier, reimbursement follows claim review and business funding. The documents submitted and bank processing can affect timing. See how Frontier works.
Which plan fits your business?
Compare Frontier's published 8% fee with Wellbytes' pay-as-you-use rate and any annual-plan quote. Wellbytes also offers health and wellness accounts and several funding options. The best fit depends on the features and funding arrangements your business needs.
Before switching, check open claims, notice requirements, and the new plan's start date with both providers.
Frequently Asked Questions
Does Wellbytes charge $250 a year?
Its current public pages show a 10% pay-as-you-use fee. The separate annual plan requires a quote based on your projected benefits budget.
Are there extra fees?
The pricing pages describe a 10% fee on reimbursed amounts. Confirm all fixed fees and taxes for your chosen plan before comparing totals.
Which has the lower claim percentage?
Frontier's 8% is lower than Wellbytes' published 10% pay-as-you-use rate. That does not establish which costs less than a separately quoted annual plan.
Ready to switch from Wellbytes?
Frontier charges 8% of approved claims, plus applicable taxes. No setup or annual fee. Review your current plan before switching.
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